Last reviewed: October 22, 2026. Laws, tax rates and programs change — confirm details with the official sources below and your lender, title company, insurance agent or attorney. This guide is general information, not legal or tax advice.
Bring your own agent
The builder’s sales staff represents the builder. Register your agent on your first visit — many builders require it — so you have someone negotiating and reviewing documents for you.
Understand the contract
Builder contracts differ from standard resale contracts. Review completion timelines, what happens if construction is delayed, allowances and upgrade pricing, and closing-cost terms.
Protect your deposit
Florida law (s. 501.1375, F.S.) sets rules for how certain buyer deposits on new one- or two-family homes must be held. Ask how your deposit will be held and when it can be used.
Inspect during and after construction
Independent inspections before drywall and before closing can catch issues early, even on brand-new homes. Your contract should allow access for these inspections.
Warranties and defect claims
Get the builder’s warranty in writing and know how to file claims. Florida’s chapter 558 sets a pre-suit notice process for construction defect claims.
Code and insurance
Homes built to the current Florida Building Code, with impact-rated openings and modern roof attachment, may qualify for insurance credits — ask for wind-mitigation documentation at closing.
Frequently asked questions
Do I need a real estate agent to buy new construction?
You don’t have to, but having your own agent means someone represents your interests in negotiations and contract review.
Can I negotiate with a builder?
Often yes — on upgrades, closing costs or lot premiums, depending on the project and market.
Does Prop Hunters Realty sell new construction?
Yes. We sell new duplex and townhome units built by our own team and help buyers purchase from other builders.